DIB Bank Kenya is recruiting a Senior Officer for Transaction Monitoring and Payment Screening in Nairobi. Candidates with 3–4 years of experience can apply by November 13, 2026.
Senior Officer – Transaction Monitoring and Payment Screening Job at DIB Bank Kenya Limited
DIB Bank Kenya Limited (DIBBKE) is seeking to recruit an experienced and qualified professional for the position of Senior Officer – Transaction Monitoring and Payment Screening in Nairobi.
The successful candidate will be responsible for monitoring financial transactions, investigating suspicious activities and reviewing payment screening alerts to help prevent money laundering, terrorism financing, sanctions violations and other financial crimes.
This is an excellent opportunity for professionals with experience in banking, financial crime compliance, anti-money laundering (AML), transaction monitoring and sanctions screening.
Job Details
Job Title: Senior Officer – Transaction Monitoring and Payment Screening
Employer: DIB Bank Kenya Limited (DIBBKE)
Location: Nairobi, Kenya
Job Category: Banking and Financial Services
Employment Type: Full-Time
Minimum Qualification: Bachelor's Degree
Experience Required: 3–4 years
Application Deadline: November 13, 2026
Required Documents: CV and Cover Letter
About DIB Bank Kenya Limited
DIB Bank Kenya Limited is a fully owned subsidiary of Dubai Islamic Bank PJSC, United Arab Emirates.
The institution combines traditional Islamic banking values with modern banking technology and financial services.
The bank provides financial solutions while maintaining its commitment to responsible banking, regulatory compliance and sound risk management practices.
Job Purpose
The Senior Officer – Transaction Monitoring and Payment Screening will oversee the identification, investigation and escalation of potentially suspicious financial transactions and sanctioned payments.
The role is important in ensuring that the bank complies with applicable anti-money laundering, counter-terrorism financing and international sanctions regulations.
The successful candidate will review alerts generated by monitoring systems, investigate unusual transactions, assess potential sanctions exposure and ensure suspicious activities are appropriately documented and escalated to the Money Laundering Reporting Officer (MLRO).
The position will also support improvements in transaction monitoring systems, internal controls and compliance procedures.
Key Responsibilities
1. Transaction Monitoring and Investigation
Review and investigate alerts generated by the bank's transaction monitoring systems to identify unusual or suspicious financial activities.
Analyse customer transaction patterns, account activities and available customer information to identify possible cases of money laundering, terrorism financing, proliferation financing, fraud and other financial crimes.
2. Analyse Suspicious Transactions
Conduct detailed investigations into transactions that appear inconsistent with customer profiles or normal business activities.
Use information from internal banking systems and relevant external sources to establish whether suspicious activities require further investigation or escalation.
3. Review and Escalate Suspicious Activities
Determine whether transaction monitoring alerts represent genuine suspicious activities or false positives.
Close alerts that are reasonably established to be false positives and escalate genuine suspicious cases to the MLRO for further investigation and possible regulatory reporting.
4. Prepare Suspicious Transaction Reports
Support the preparation and escalation of Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) in line with applicable regulatory requirements.
Ensure investigation reports contain clear narratives, supporting evidence, findings and explanations for decisions made.
5. Conduct Payment Screening
Screen customer names, transactions and payment instructions against relevant international and local sanctions lists.
These may include United Nations (UN), Office of Foreign Assets Control (OFAC), European Union (EU), United Kingdom HM Treasury and local regulatory watchlists.
6. Review Payment Screening Alerts
Investigate alerts generated from incoming and outgoing payments. Assess possible sanctions exposure and recommend appropriate action, including releasing, blocking or rejecting transactions in accordance with applicable policies and procedures.
7. Maintain Screening Records
Maintain accurate records of payment screening activities, including stripped payment messages, blocked or rejected transactions and confirmed sanctions matches.
Ensure records are properly updated and available for audit and regulatory review.
8. Verify Payment Information
Monitor incoming and outgoing payment messages to ensure they contain complete originator and beneficiary information.
Identify incomplete or altered payment information and take appropriate action in accordance with the bank's compliance procedures.
9. Support Trade Operations Screening
Assist the Trade Operations Unit with shipment and vessel tracking, including relevant International Maritime Bureau (IMB) checks.
Handle cases escalated by the Trade Operations Unit and provide appropriate compliance guidance.
10. Improve Monitoring Systems
Participate in system testing, tuning and implementation of new monitoring rules and financial crime detection typologies.
Identify system-related issues and collaborate with IT teams to resolve them while keeping the MLRO informed.
11. Strengthen Internal Controls
Identify emerging financial crime trends, suspicious transaction patterns and weaknesses in existing monitoring controls.
Recommend improvements to transaction monitoring and payment screening procedures to strengthen the bank's risk management framework.
12. Conduct Quality Assurance
Participate in quality assurance initiatives to improve the accuracy, consistency and effectiveness of transaction monitoring and payment screening activities.
13. Support Compliance Training
Provide guidance, coaching and feedback to junior analysts to strengthen investigation quality and promote knowledge sharing within the compliance department.
Participate in employee training programmes relating to financial crime compliance and regulatory requirements.
14. Prepare Management Reports
Contribute to periodic management information system (MIS) reports covering alerts, investigations, escalations and emerging financial crime trends.
Monitor relevant performance indicators and provide insights to the MLRO on operational challenges and compliance risks.
15. Support Audits and Regulatory Reviews
Assist in implementing audit recommendations and regulatory compliance requirements. Maintain proper documentation to support internal audits, external examinations and regulatory inspections.
Qualifications and Requirements
Applicants should meet the following minimum requirements:
A Bachelor's Degree from a recognised institution.
At least 3–4 years of relevant experience in a similar position.
Previous experience in banking or financial services is preferred.
Knowledge of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations.
Understanding of sanctions compliance and payment screening processes.
Experience investigating suspicious financial transactions.
Knowledge of transaction monitoring systems and compliance controls.
Strong analytical and investigative abilities.
Excellent communication and stakeholder management skills.
Good reporting and documentation skills.
Ability to manage competing priorities and meet operational deadlines.
Key Competencies
Technical Competencies
Anti-Money Laundering and Counter-Terrorism Financing.
Sanctions compliance management.
Financial crime risk management.
Governance and risk management.
Compliance policy development.
Transaction monitoring and payment screening.
Analytical and investigative skills.
Knowledge of Sharia principles.
Behavioural Competencies
Ownership and accountability.
Customer-focused thinking.
Business and strategic awareness.
Adaptability and innovation.
Planning and execution.
Digital mindset.
Interpersonal effectiveness.
Teamwork and collaboration.
How to Apply
Interested and qualified candidates should prepare an updated CV and cover letter and submit their applications to the official recruitment email address:
Email: [email protected]
Applicants should clearly indicate the position they are applying for in their application.
Application Deadline: Friday, November 13, 2026.
Only shortlisted candidates will be contacted.
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